Financial solutions

External financingAMLA direct debit
Payments · Insurance · Financing

Treatments within everyone's reach.

At AMLA we believe that access to specialised dental care should not depend on your financial situation. That is why we offer three complementary ways for you to get the treatment you need, when you need it.

Health and dental insurance

AMLA accepts reimbursement for members of the main health systems and is actively managing direct agreements with insurers. As new partnerships are activated, this list will be updated.

Medicare

Direct agreement active

Other insurance

Coming soon
Is your insurance not on the list? Check my insurance

Instalment payment solutions, with financial partners

For broader treatment plans, AMLA works with financial institutions specialised in healthcare that offer instalment payments with immediate decisions. The credit is granted by the financial partner. AMLA only acts as an intermediary for the application.

Yes. It is granted by a partner financial institution, authorised by the Bank of Portugal, in accordance with Decree-Law No. 133/2009. AMLA does not grant credit; it only acts as an intermediary for the application and receives the treatment amount.

These will be communicated after the partner is selected. AMLA commits to always presenting the APR, total cost and conditions transparently before any signature. We do not promote financing; we inform.

You always have the alternative of direct debit at the clinic, with no interest or costs. No treatment plan depends on third-party approval.

Financial partner in selection process. To be communicated after the agreement is signed.

Criteria: Competitive APR, no hidden fees, no mandatory insurance.

Direct debit at the clinic

Zero interest, zero bureaucracy.

The simplest option. AMLA charges your account directly in equal instalments, with no financial intermediaries, no interest and no mandatory insurance. You only pay the amount of your treatment plan.

Initial payment on the day of signing

Amount agreed with you, paid at the time of formalising the plan. Adapted to your budget.

Equal monthly instalments

Automatically charged to your account on the 8th or 23rd of each month. You choose.

No interest or additional costs

No mandatory insurance, no fees or hidden costs. You pay exactly the value of your treatment.
Simulate my plan
Indicative values. The final proposal will be formalized in writing after a clinical consultation.
No interest
€
€
36121824
Payday
Value of each monthly installment
First installment
Last installment
Full plan
Total interest0 €
Payment schedule
Initial payment + monthly installments

Frequently asked questions about direct debit

If you are considering the direct debit option at the clinic, it is normal to have questions. Here we answer the most common ones about how it works, what it involves and what options you have at any time.

You sign an SDD mandate authorising AMLA to issue charges and your bank to execute them, in accordance with Regulation (EU) No. 260/2012. We only need your IBAN.

Yes. You can revoke the mandate at any time with AMLA and your bank. The obligation to pay the outstanding balance by another agreed means remains.

We notify you by SMS and email, and you have 10 business days to regularise it without surcharges or interest. No pressure, no aggressive communications.

Yes. SEPA regulations: 8 weeks for authorised charges and 13 months for unauthorised ones, directly with your bank. These deadlines cannot be modified by contract.

Let's talk about your plan

Every mouth is unique. Every budget too. Our team will help you find the best combination of treatment and payment method.

Phone

234 423 047
Monday to Friday · 9:00 to 19:00

Email

info@amlaclinica.pt
Response within 24 working hours

WhatsApp

Chat now
351 962 639 805